One Plus One is Eleven proved right in Bihar

बिहार चुनाव के परिणाम आ चुके हैं । व् उसके साथ ही विश्लेषण ।

अगर पूरे इस चुनाव को देखा जाए तो पहली बार यह लगा की विपक्ष पार्टियों की एकता कितनी महत्वपूर्ण होती है । २०१४ के लोक सभा चुनाव में बिखरा हुआ विपक्ष का फायदा भाजपा व् मोदी को हुआ । वोटों का विश्लेषण भी यही कुछ इशारा कर रहा था । परन्तु इसकी असली परीक्षा  बिहार चुनावों  के दौरान हुआ । इखट्टा हुआ विपक्ष ने एक बड़ा उलटफेर कर दिखाया जो शायद भाजपा ने भी नहीं सोचा होगा ।

अब देखने वाली बात यह होगी की क्या यह फार्मूला अब हर राज्य में दोहराया जाएगा ? बंगाल और तमिल नाडु में तो इसका कोई महत्व नहीं होगा क्यूंकि इन् दोनों राज्यों में भाजपा का सरकार बना लेना थोड़ा कठिन है । बहुत ही अछा प्रदशान रहा तो भाजपा इन् राज्यों में एक मज़बूत विपक्ष की तरह उदय हो सकती है । तो तृणमूल व् वामपंथी इखट्टे हों या अम्मा व् करूणानिधि हों ऐसा लगता नहीं है ।

अब इस फार्मूला का फिर से टेस्ट पंजाब व् उत्तर प्रदेश में होगा जोकि अभी एक से डेढ़ साल दूर हैं । इस दौरान भाजपा को भी समय मिल जाएगा की वह इसका कोई तोड़ निकाल सके ।

पर मेरे हिसाब से पंजाब और उत्तर प्रदेश के चुनाव में इखट्टा विपक्ष करना उतना आसान नहीं होगा । मेरे हिसाब से इन् चुनावों में भारतीय राजनीती के कई समीकरण बदलेंगे । पंजाब जहां पे भाजपा अकालियों के साथ मिल कर चल रहे हैं, शायद अब किनारे होक अपने आप में चुनाव लड़ने का फैसला ले । अगर ऐसा हुआ तो पंजाब की जनता के लिए विपक्ष में तीन पार्टियां होंगी - कांग्रेस , आम आदमी पार्टी व् भाजपा । किसी भी तरह का घटजोध चुनावों के बाद ही बनेगा जैसे कुछ हद्द तक दिल्ली में हुआ ।

उत्तर प्रदेश में भी सपा व् बसपा तभी इकहट्टी होंगी अगर २०१७ तक भाजपा केंद्र में मज़बूत लगी । अगर मोदी सरकार कमज़ोर दिखी तो उत्तर प्रदेश में भी जनता के लिए कई पार्टियां होंगी चुनने के लिए जो भाजपा के लिए शायद एक अच्छी खबर होगी । भाजपा यह भी प्रयास करेगी की बसपा य स्पा के साथ अंदरूनी घटजोर कर ले २०१७ से पहले ताकि वह बिहार जैसे परिणाम की तरफ न जाए ।

अंत: यही कहना चाहता हूँ की आने वाला समय भारतीय राजनीती में बेहद रोमांचक होने वाला है । तीसरा विपक्ष कांग्रेस के साथ या उसके बिना बनेगा की नहीं अथवा एक टूटा हुआ विपक्ष फिर से भाजपा व् मोदी का सूर्य भारतीय राजनीती के आसमान में उगेगा इसका पता २०१७ में ही चलेगा । 

जय भारत । 

Indrani Mukherjee - testimony of Irresponsible and Sensationalist Indian media

Indrani Mukherjee can has brought the negative side of Indian Media Sensationalism to the shore. Imagine, the kind of coverage it is getting on all media platforms from TV to Social Media as if it hurts the nation as a whole.

Though the fact is that this case is like many other cases of Cold Blooded murder which our security and intelligence agencies solve day & night. 

During the same period when Indrani Mukherjee saga has been running on TV, a brave soldier has laid down his life in Kashmir before killing 11 militants in as many days, Financial Markets of the country have meltdown like anything, US Dollar has reached 67, continuous shelling from across the border, someone also won Khel Ratna awards and many more events which has impacted the nation. But those are nowhere on the screen :(

I feel Indian Media should act more maturely now. If they won't then either they will lose viewership to other forms such as TV Soaps, Knowledge channels such as Discovery or may be a global media giant which will find this vacuum to enter into India and deliver somewhat better content.

Indian Media should remember that people like Sensationalism to an extent. Steadily, people have begun to realize that Indian Media drives content with minimum accountability. And in times to come, the bread & butter of Indian Media will be given by raising questions which impact common man lives, not by showcasing what size of Briefcase had bought by Indrani or to whom she had talked to.

Hope Intellect Prevails...

Secure your family with Edelweiss Tokio Life - MyLife+

Edelweiss Tokio Life Insurance - a new age life insurance player in India - has recently launched a new online term insurance plan named "Edelweiss Tokio Life -MyLife+". Apart from being cost effective and high age coverage, the plan is customized according to Indian family structure wherein the family often struggles to meet their day-to-day financial needs, after the death of policy holder.

This term life insurance plan offers three attractive pay-out options to the nominee, in case of policy holder's death - Lump-sum benefit, Income Benefit and third one, which provides combination of both Lump-sum and Income Benefit. Under Lump-sum option, nominee can get benefit equal to the Sum Assured. Nominee can also opt for Income Benefit option in which he/she will receive 1% of Sum Assured every month for next 130 months. This option ensures that family gets funds regularly to meet their daily financial needs and hence, limiting the financial impact on them in case of death of earning member. Under the third option which is a combination of both Lump-sum and Income Benefit, nominee can choose to take partial amount as Lump-sum and remaining in the form of monthly pay-outs.

Edelweiss Tokio Life MyLife+ plan comes with several attractive features:

• Provides life cover up to the age of 80 which ensure your family is adequately protected for longer period of time.
• Premium is competitive as compared to other plans and offers discount if you opt for Large Sum Assured.
• Lower Premium for female lives, which is equivalent to 3 years age setback to Male Rate.
• Enhance your protection cover by offering additional riders such as Accidental Death, Accidental Total and Permanent disability & waiver of premium.

Other companies such as ICICI Prudential, LIC and Aegon Religare also offer term plans. But what makes Edelweiss Tokio Life MyLife+, a best life insurance policy, is the pay-out design (called as Income Replacement) which ensures that family keeps on getting regular "financial liquidity" even after the demise of policy holder.

Given below is the comparison of few popular term plans:

Feature	Edelweiss Tokio  (MyLife+ Plan)	ICICI Prudential (iProtect Plan)	Aegon Religare ​(iTerm Plan)	LIC  (e-Term Plan)
Min-Max Entry Age (in years)	18-60	20-65	18-60	18-60
Max Maturity Age (in years)	80	75	65	75
Max Policy Term (in years)	60+ (80 minus entry age)	30 years	25 years	35
Pay-out Options (On Death)	1. Lump Sum 2. Income Benefit 3. Combination of Lump sum and Income Benefit.	Lump Sum	Lump Sum	Lump Sum

Free Look Period

Edelweiss Tokio Life MyLife+ plan provides a 'Free Look Period' in which you can return the policy within 15 days from receiving the policy. For policies bought through Distance Marketing, free look up period will be provided for 30 days. Premium will be refunded after deducting stamp duty and cost of medical expenses, if any.

To get life insurance quotes for you or to know more about Edelweiss Tokio Life MyLife+ plan, click here.